Terms & Conditions

Terms and Conditions of Service

Last Updated: September 2025

Company Name: Managing Life's Changes
Website: www.ManagingLifesChanges.com


1. Introduction and Acceptance of Terms
Welcome to Managing Life's Changes also Managing Change, LLC. These Terms and Conditions ("Terms") govern your use of our first aid training classes and life coaching services ("Services"). By booking, purchasing, or participating in our Services, you ("Client," "Student," "You") agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you may not access or use our Services.


2. Services Description

  • First Aid Classes: We provide certified and non-certified instructional courses in first aid, CPR, AED, and other emergency response skills. Courses include both theoretical knowledge and practical, hands-on training.

  • Life Coaching Services: We provide professional life coaching services, which are designed to facilitate personal and professional growth, goal setting, and achievement. Coaching is not psychotherapy, psychological counseling, mental health care, or medical treatment. Coaches do not diagnose or treat mental health disorders.

3. Client Responsibilities

  • Accuracy of Information: You agree to provide accurate, current, and complete information during registration and throughout our engagement.

  • Health and Safety (First Aid Classes): You are responsible for disclosing any physical, mental, or emotional conditions, limitations, or allergies that may affect your ability to safely participate in practical activities (e.g., knee injuries that prevent kneeling for CPR practice). We will make reasonable accommodations where possible.

  • Coaching Participation (Life Coaching): You acknowledge that coaching requires your active participation and honesty. Success is dependent on your commitment and effort. You are solely responsible for your own decisions and actions resulting from the coaching relationship.

4. Payments, Fees, and Cancellation Policy

  • Fees: All fees for Services are as listed on our website or quoted at the time of booking and are payable in advance unless otherwise agreed in writing.

  • Rescheduling and Cancellations by Client:

    • First Aid Classes: Cancellations made more than [e.g., 7] business days before the class will receive a full refund. Cancellations within [e.g., 7] business days may be subject to a rescheduling fee or credit toward a future class. No-shows will not be refunded.

    • Life Coaching: We require [e.g., 24 or 48] hours notice for rescheduling or canceling a session. Sessions canceled with less than the required notice will be charged in full.

  • Cancellations by Us: We reserve the right to cancel or reschedule a first aid class due to low enrollment, instructor illness, or unforeseen circumstances. You will be notified promptly and offered a full refund or placement in a future class.

5. Intellectual Property
All materials provided to you, including but not limited to manuals, workbooks, presentations, handouts, videos, and coaching frameworks, are the intellectual property of Managing Life's Changes also Managing Change, LLCand are for your personal use only. You agree not to copy, reproduce, distribute, or create derivative works for commercial purposes.

6. Disclaimer and Limitation of Liability

  • First Aid Training Disclaimer: Successful completion of a first aid course does not guarantee competency or certification. Certification is contingent upon demonstrating the required skills and knowledge to the instructor's satisfaction. While training provides essential skills, Managing Life's Changes also Managing Change, LLC and its instructors cannot guarantee your performance in an actual emergency and are not liable for the outcomes of any real-life first aid incident.

  • Life Coaching Disclaimer: Coaching is not a substitute for professional advice from a qualified medical, legal, financial, or mental health professional. You are encouraged to seek such services from a licensed professional if needed.

  • Limitation of Liability: To the fullest extent permitted by law, Managing Life's Changes also Managing Change, LLC, its instructors, coaches, and employees shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to personal injury, emotional distress, or financial loss, arising out of or relating to your use of or inability to use our Services.

7. Confidentiality

  • Life Coaching: Your coaching conversations are confidential. However, confidentiality is subject to legal and ethical limitations. Coaches are mandated reporters and are required to disclose information if there is a threat of harm to yourself or others, or in cases of suspected abuse.

  • First Aid Classes: While we encourage a respectful learning environment, the classroom setting is not confidential.

8. Certification (First Aid Classes Only)
Certification is typically valid for two years from the date of successful course completion. It is your responsibility to track your certification status and renew before expiration. We are not responsible for notifying you of expiring certifications.

9. Code of Conduct
We are committed to a safe and respectful environment for all clients and staff. We reserve the right to refuse service to anyone for disruptive, abusive, or inappropriate behavior. In such cases, no refund will be provided.

10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the [State/Province] and the country of [Your Country], without regard to its conflict of law provisions.


INFORMED CONSENT:

Life Coaching Services: Disclaimer & Important Information

1. Nature of the Relationship

I, [Your Name], am a professional Life Coach operating under the business name [Your Business Name]. I am not a licensed psychotherapist, psychologist, medical doctor, or attorney. The services I provide are Life Coaching, which is distinct from therapy, psychological counseling, psychiatric care, or legal advice.

2. Coaching vs. Psychotherapy

  • Life Coaching is a collaborative, future-oriented process focused on personal and professional development, goal setting, and creating actionable strategies to achieve your desired outcomes. It is based on Solution-Focused Brief Therapy (SFBT) principles and techniques adapted for a coaching context.

  • Psychotherapy (or therapy/counseling) is a health service focused on diagnosing and treating mental illness, emotional disorders, and processing past trauma. It often involves deep exploration of the past to understand and heal psychological wounds.

Our coaching sessions will not involve the diagnosis or treatment of mental health disorders. Coaching is not a substitute for psychotherapy, and I am not qualified to provide such services.

3. Scope of Practice

If during our work together, we uncover issues that would be better served by psychotherapy (such as clinical depression, severe anxiety, trauma, or other mental health conditions), it is my ethical duty to bring this to your attention and recommend that you seek the support of a licensed mental health professional. I can provide a referral upon request, and we may pause our coaching engagement until you have secured the appropriate support.

4. Assumption of Responsibility & No Guarantee

You, the client, are entirely responsible for your own physical, mental, and emotional well-being during the coaching process, as well as the decisions and actions you take as a result of our work. Life Coaching results are not guaranteed. The effectiveness of the coaching process relies heavily on your own motivation, openness, and commitment to the process.

5. Confidentiality

Your privacy is important. Our conversations will be held confidential. However, there are specific limits to confidentiality where I may be legally obligated to break confidentiality, including:

  • If there is an imminent risk of harm to yourself or others.

  • Suspected abuse or neglect of a child, elderly person, or dependent adult.

  • If I am required by a court order to disclose information.

6. Financial Agreement

My services are provided on a self-pay basis. I do not bill health insurance companies, and clients are responsible for the full payment of fees as agreed upon. Coaching services are not typically reimbursable by health insurance plans.

7. Informed Consent

By engaging in my Life Coaching services, you acknowledge that you have read, understood, and voluntarily agree to the terms outlined in this disclaimer. You confirm that you are participating in coaching of your own free will and are not relying on these services as a substitute for medical or psychological care.

8. Acknowledgment for Immigrant Clients

As a coach specializing in supporting immigrants, I understand the unique challenges you face. However, I am not an immigration attorney or accredited representative. I cannot and will not provide any legal advice regarding visas, green cards, citizenship, or any other immigration matter. For legal counsel, you must consult a qualified immigration attorney.

  • Contact Us About Our Privacy Policies

    For questions about this Privacy Policy, email privacy@managinglifeschanges.com
    or write to:

    Managing Life's Changes First Aid Services
    Attn: Privacy Officer
    27 Dearborn Avenue, P.O. Box 432
    Browns Mills, NJ 08015


    Email: [email protected]
    Office: 833-356-3389

    Revised November 2025